Loan Calculators

To find out exactly how much you can borrow, click here to contact your local Duckling Finance Consultant, or click on the following Calculators;

Where Can I Buy? This two step calculator works out how much you can borrow, then includes your deposit amounts to determine affordable areas according to Residex.

How much can I borrow? Find out how much you can borrow based on your current salary and existing financial commitments.

What will my repayments be? Work out what your minimum weekly, fortnightly or monthly loan repayments would be.

What if I make extra payments? You may be able to save months or years and thousands of dollars off your mortgage by paying more than the minimum repayment. Also see our Lump Sum Repayments Calculator

What about Stamp Duty? Find out how much stamp duty adds to the cost of buying a property in your state or territory. When you purchase a new property you will have to pay Stamp Duty which varies from state to state. If you would like to know more about how Stamp Duty may affect you, contact your Duckling Finance Consultant.

Principal and Interest Calculator - Find out what portion of each repayment pays down your loan and how much of it is actually interest.

Income Tax Calculator - Work out your income tax liability according to Australian Tax Office personal income tax scales.

Negative Gearing Calculator - When you buy an investment property you may be entitled to claim interest expenses as a tax deduction. To find out more contact your Duckling Finance Consultant or consult your accountant.

Budget Planner - Assess your financial position simply by entering your current annual income and existing commitments into this calculator.